The bill from the insurance company led to subrogation, a process of determining which type of insurance is primarily responsible. Please sign here. Cyclists can make the road much safer if they all looked out for each other. "He cut himself pretty bad, and I could tell right away he needed stitches," says Woodrum. They are: non-economic damages — include pain and suffering and other quality of life losses Share on Twitter Share on Facebook Share on Reddit Share on linkedin Share by Email Adam Woodrum was out for a bike ride with his wife and kids on July 19 when his son, Robert, who was 9 at the time, crashed. One of the most common injuries suffered in motorcycle crashes is road rash. Hamparyan Personal Injury Lawyers San Diego was founded so that Robert could bring more of his skill and knowledge to personal injury victims in all types of cases. Bicyclists account for 2% of all traffic-related deaths and injuries per year. The Little Rock, Ark.-based firm did not return emails asking for comment. While the insurers are duking it out over who will pay, the hospitals and doctors are often sending patients bills and threatening them and maybe even threatening collections. Is California A No-Fault State For Car Accidents. KELLY: All right. There has also been a major uptick in the amount of people that cycle to work. "Then they're a year out with no payment on their bills." The takeaway: The mantra of Bill of the Month is don't just write the check. Common injuries suffered include road rash, facial fractures and disfigurement, broken bones and burns. Copyright 2020 Kaiser Health News. Check others for injuries, whether they are obvious, such as blood, or obscure, such as incoherent answers to your questions. WOODRUM: It's basically a contractual right. Our attorney will travel to your home, or hospital, at your convenience and request. But while deaths do happen far more often than people hope, injuries are far more common. You may not be able to move the extremity without pain, or you may not be able to move it at all. Males account for 88% of all people, age 20 – 24, injured on bicycles. If an insurer denies all payment for all medical care related to an injury, suspect that some type of subrogation is at work. WEISSMANN: But to Adam, it makes sense. It was paid in September, two months after the accident. So let's - we're going to hear what happened to Adam Woodrum and his son. A Kid, A Minor Bike Accident And A $19,000 Medical Bill 05:41. This is a term for a hurt arm as a result from a motorcycle fall or accident. Don't attempt to negotiate with the driver. Instead, traumatic injuries are directly attributed to an accident. Tell us about it! Pelvic fractures and rectal trauma are also major causes for concern. The dad is a personal injury lawyer married to another lawyer. The majority of long-term disabilities from bike accidents have to deal with head injuries. "Do not ignore it," says Domnick. Julie Appleby Adam Woodrum and his son, Robert, get ready for a bike … Bike accident injuries are more common than people think. Knee pain. People are trying to save money and limit their impact on the environment, yet it does come at a much higher risk of serious, traumatic injuries if an accident does occur. WOODRUM: I mean, this LNL Attorneys - I work with them probably once or twice a month. I'm intrigued but already stressed out because you're in a stressful medical situation, and then you're getting these, you know, letters from lawyers asking you to fill out forms. The patient: Robert Woodrum, covered under his mother's health insurance plan from the Nevada Public Employees' Benefits Program, Total bill: $18,933.44, billed by the hospital, Service provider: Carson Tahoe Regional Medical Center, part of not-for-profit Carson Tahoe Health, Medical service: Stitches and anesthesia during an emergency department visit. Originally published on November 25, 2020 6:44 pm. Dr. Elisabeth Rosenthal is here to break it down for us. Lacerations to the face, road rash, chipped teeth, and scars can all occur in accidents law enforcement deems “minor.” Major accidents can lead to permanent injuries, disabilities, and the wrongful death of a loved one. https://www.hamparyan.com/blog/common-bike-accident-injuries The only way to know for sure if a bone is broken is through imaging. Minor Bike Accident Leads To $19,000 Medical Bill And A Legal Fight : Shots - Health News It was a surprise even for a family of lawyers. WEISSMANN: A few weeks later, Adam's insurance company writes him. Hamparyan Personal InjuryLawyers San Diego, APC275 W Market St #1000San Diego, CA 92101(619) 550-1355, Hamparyan Personal InjuryLawyers San Diego, APC2221 Las Palmas Dr, Suite HCarlsbad, CA 92011(760) 444-9006. This was just a kid who fell off a bike. Before you pursue a minor car accident claim, it is important to think about how serious your injuries are, factoring in the time and effort it takes to settle a claim. This figure was up 13% from the year prior and marks the highest number of bike related deaths since 1995. Let's listen in. "Time and delay can be your enemy.". ROSENTHAL: That's right - a yikes moment. But in the Woodrums' case, as in others, it was an automatic process. by Julie Appleby . Accidents, insurance claims - this is his everyday professional world. WOODRUM: We were navigating through some big tree planters, and his handlebar caught. Tweet Share on Facebook Share on Google+ Email. He thought sending in his bill would be a good way to give more of us a heads-up. KELLY: All right. Adam Woodrum, who lives in Carson City, Nev., got one of those letters concerning his 9-year-old son. She's the editor-in-chief of Kaiser Health News. What that means to an insurer may be, hey, maybe we don't have to pay, which is not what you're thinking when you check that box. While neck injuries can and do occur, they’re far less common than head injuries and other injuries. Accidents, insurance claims - this is his everyday professional world. If you get an accident questionnaire, "fill it out, be honest about what happened," says Sean Domnick, secretary of the American Association for Justice, an organization of plaintiffs lawyers. KELLY: And if you have a perplexing bill that you would like us to take a look at, go to NPR's Shots blog and tell us about it. And 60% of deaths are caused by head injuries. A Lakeland man died Wednesday from injuries suffered in a traffic crash that happened on Dec. 26. Who Is Liable in A California Car Accident: Owner or Driver? And let the hospital and doctors know why you're not paying the bill so they won't go after you. Here's your $18,000 bill.'". Is there somebody else maybe on the hook? WEISSMANN: But a couple miles in, their 9-year-old son hit a snag. It was a surprise even for a family of lawyers. Transcript provided by NPR, Copyright NPR. Fill out the forms they send you. Injured bicyclists are at the greatest risk of a head injury, and these injuries occur in 22% – 47% of all injured bicyclists. If you’re wondering about intoxication, it does play a major role in the death of bicyclists. Some cyclists don't realize they've been injured until several hours after the accident. Your injuries may have long-term consequences. WEISSMANN: And he knows what subrogation is. A lot of bicyclists do not follow the rules of the road. Adam Woodrum and his son, Robert, get ready for a bike ride near their home in Carson City, Nev., on Nov. 7, 2020. But also don't ignore scary bills from insurers or hospitals. Simple hand signals can help, or alerting another person of potential dangers ahead. Around 20% of people killed in bicycle crashes have a blood alcohol concentration of 0.8 grams per deciliter. CHP Investigating Minor Injury Los Gatos Motorcycle Accident. Your health is more important than anything. Seek appropriate medical attention for any injuries sustained from the bike accident. Elisabeth Rosenthal, stay with us. All rights reserved. Nonsurgical treatments are ideal. In fact, neck injuries are quite rare in the whole spectrum of bike accidents. The rider crashed in the westbound lanes of SR-94 near Interstate 805 at about 8:57 a.m. Adam Woodrum and his son, Robert, get ready for a bike ride near their home in Carson City, Nev., this month. The motorcycle … All sides do their best to avoid paying. Elisabeth Rosenthal, thank you for being here. Or, fearing for their credit, they pay the bills. Is he OK? While not ideal, the length of treatment time will vary based on the injury’s severity. Because they were on bikes, he called the fire department in Carson City, Nev. "They were great," says Woodrum. During the summer, Robert had a bike accident that resulted in a hefty bill from the family's insurer. Meeting and/or discussing your case with our attorney is completely free. What happened next? His vehicle overturned, coming to rest on the passenger side. Some riders will become impaled by their handlebars, which often causes life-threatening injuries. It involves lawyers. And the denial came before the insurer got information about whether someone else was at fault. Bill of the Month is a crowdsourced investigation by KHN and NPR that dissects and explains medical bills. These injuries can be as simple as scrapes, or they can be traumatic brain injuries that demand the help of a personal injury lawyer. Do you have an interesting medical bill you want to share with us? Two serious injury accidents were investigated by State Troopers in the area Counties over the weekend. Before we go into the actual bike accident injuries that cyclists need to worry about, let’s learn a little more about the accidents. A process called "subrogation" began with a Nevada family's health insurer denying their claim for an ER visit after their 9-year-old fell off his bike. Every month, NPR and Kaiser Health News take a close look at medical bills that you send us. Contact emergency services. WEISSMANN: Like, if you were rear-ended, the other driver or their insurance should be responsible. "It's like deny now and pay later," Woodrum says. Head injuries. And, no surprise to Bill of the Month followers: When insurers can't agree, who gets a scary bill? We are available to discuss your case anytime. ROSENTHAL: Yeah, he's great. No driver was at fault. But remember, they understood the game that was going on here. Surgical treatments may be needed when you have a fracture, break or a potential organ injury. Woodrum received an accident questionnaire from his insurer, which he filled out and sent back to provide clarity on what had happened during the accident. When a teenage driver causes a car accident, their parents or legal guardians can be on the legal hook for injuries, vehicle damage, and other losses resulting from the crash. But it still came as a shock, he says, to have his health insurer deny payment because there was no third party responsible for their son's ordinary bike accident. The only way to know for sure what injury you have is to have a medical professional conduct imaging on the area. KELLY: That is the good news. 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